Nikki Smith Ursula Pearl Toggle Necklace Waterproof Gold

Meet your new go-to summer necklace ☀️ The Nikki Smith Ursula Pearl Toggle Necklace features a modern gold paperclip chain, a chic front toggle closure, and a luminous freshwater pearl drop for the perfect touch of effortless elegance.

Crafted with waterproof stainless steel and 14K gold plating, this necklace is made to handle it all from showers, pool days, beach trips, sweaty summer days — with no tarnishing. Stylish, durable, and endlessly wearable, Ursula is the definition of throw-on-and-go summer jewelry.

 Why You’ll Love It

• 100% waterproof — shower, swim, beach & sweat safe
• Designed for everyday summer wear
• Front toggle closure with pearl drop detail
• Won’t tarnish or fade
• Hypoallergenic & nickel free

 Features & Details

• Stainless steel with 14K gold plating
• Freshwater pearl accent
• Waterproof, sweat-proof & tarnish-resistant
• Front toggle clasp
• Lightweight with a modern paperclip chain

 Measurements

• Length: 18 inches
• Fixed length (toggle style)

Style Tip

Wear Ursula solo for a clean statement or layer it with dainty waterproof chains for an elevated summer stack perfect with sundresses, swimsuits, tanks, and tees.